FAQ – ClearHomeOffer | Cash Home Buyer Orlando
💬 Frequently Asked Questions

Your Questions,
Answered Honestly

No sales pitch here — just straight answers to the things Orlando homeowners ask us most. If you don't see yours, call us anytime.

💰 About the Cash Offer
Is the cash offer really free and no obligation?
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100% yes. There is never a cost or any pressure to accept. We deliver your offer, explain how we got there, and leave the decision entirely up to you. Take a day, take a week — we won't chase you. If you decide not to sell, no problem at all.
How do you calculate what my home is worth?
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We use a combination of: recent comparable sales (homes sold in the last 90 days near yours), current market conditions in your specific neighborhood, your home's size, age, and condition, and any known costs we'll need to put in for repairs or updates. We pull public records from the Orange County Property Appraiser and the Seminole County Property Appraiser as part of our research. We're happy to walk you through the numbers — just ask.
Will you lowball me?
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We work hard not to. Our offers reflect real market data — not a hope that you'll be desperate. That said, cash offers are typically slightly below full retail because we take on all the risk, costs, and carrying expenses that a traditional buyer doesn't. What you gain in return: speed, certainty, zero fees, and zero repairs. Many sellers find the net amount they walk away with is actually comparable to or better than listing traditionally once you subtract agent commissions, repairs, and months of carrying costs.
How fast will I get my offer?
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In most cases, within 24 hours of your inquiry. For properties that require a quick walkthrough for more accuracy, it may take up to 48 hours. We'll always tell you upfront how long to expect and we'll follow up on time — no ghosting, ever.
Can I negotiate the offer?
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Absolutely. We encourage open conversations. If you have concerns about the offer or additional information you think we should consider, tell us. We'll always take a second look. We won't always be able to go higher, but we'll always give you an honest explanation of why.
🏚️ About the Property
Do I need to make repairs before selling?
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Never. We buy homes completely as-is — roof damage, foundation issues, mold, fire damage, hoarding situations, broken appliances, outdated kitchens, you name it. Do not spend a single dollar fixing anything before calling us. We price the home based on its current condition and we handle all repairs ourselves after purchase.
Do I need to clean out the house?
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No. Take what you want and leave the rest. We handle junk removal, cleanout, and disposal entirely on our own after closing. Many sellers leave furniture, appliances, and personal items behind — that's completely fine with us.
What types of properties do you buy?
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We purchase: single-family homes, townhomes, condos, duplexes and small multi-family properties, mobile and manufactured homes (with land), inherited and probate properties, and vacant land in some cases. If you're unsure whether your property qualifies, just call us at 813-537-5202 and we'll tell you within minutes.
What if there are tenants living in the property?
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Not a problem. We buy occupied rental properties regularly. We'll take over as the landlord and handle the tenant relationship ourselves after closing. You don't need to evict anyone before selling to us.
📋 About the Process & Closing
How fast can you actually close?
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Our fastest closing has been 5 business days. Most closings happen in 7–14 days. If you need more time to move or get organized, we can close on any date you choose — up to 90 days out. You're in control of the timeline.
Are there any fees or commissions?
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Zero. No agent commission (typically 5–6% in a traditional sale). No closing costs charged to you. No hidden fees. We cover: escrow fees, title insurance, doc stamps, and all other typical closing costs. The offer we make is the number you receive at closing — period.
What if I still have a mortgage on the property?
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Very common — most sellers do. At closing, the title company pays off your existing mortgage directly from the sale proceeds before the remaining cash is sent to you. You don't have to coordinate with your lender at all; we handle all of that through the closing process.
What if I owe more than my home is worth?
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If you're underwater on your mortgage, we can explore a short sale option, where we negotiate directly with your lender to accept less than the full amount owed. This takes longer than a traditional cash sale but can still get you out from under the debt and avoid foreclosure. Call us to discuss your specific situation — there are more options than most people realize. You can also check resources at HUD.gov for additional guidance.
How do I receive my money at closing?
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You choose: wire transfer directly to your bank account (same day as closing), or a cashier's check issued at the title office. Most sellers prefer wire transfer for convenience and security. We'll confirm your preferred method before closing day.
Do I have to come to an office to close?
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You can close at the title company's office if you prefer, but we also offer mobile notary closing — we bring everything to your home, office, or any location that works for you. If you're relocating before closing, we can even coordinate remote closings in some cases.
🆘 Specific Situations
Can you help me stop foreclosure?
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Yes — and time is critical. If you're behind on payments or have received a foreclosure notice, selling to us quickly can stop the foreclosure process, protect your credit, and potentially put money in your pocket even after the mortgage is paid off. The sooner you contact us, the more options we have. For additional legal guidance, the Florida Courts system offers foreclosure mediation resources, and HUD provides free housing counseling.
I inherited a home — can you help?
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Absolutely. Inherited properties are one of the most common situations we handle. We work with heirs, executors, and estate attorneys regularly. In many cases we can make an offer before probate is fully complete. We're patient, understanding, and experienced with the emotional complexity of these situations.
My home has major structural problems. Will you still buy it?
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Yes. Foundation issues, roof failure, severe water damage, fire damage — we've bought them all. We specialize in homes that traditional buyers can't or won't touch. Our offer will reflect the condition honestly, but we will not walk away from a home because of its physical state.
We're going through a divorce. Can you buy the home fast?
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Yes. We understand the need for speed and simplicity in divorce situations. We can work with both parties or through attorneys. Our process is impartial and efficient — we just need agreement from all parties on the deed to proceed. Proceeds can be split however your attorney and courts direct.

Still Have a Question?

Our team is available 7 days a week. Call, text, or submit the form and we'll get back to you fast — no scripts, no runaround.

Ready to Get Your Cash Offer?

No repairs. No fees. No stress. Get a fair offer in 24 hours.