We buy Tampa houses in any condition, with no repairs and no fees, a cash offer in 24 hours, and closing in about 7 days.
No obligation. No cost. Takes 60 seconds.
We are pulling the county records and comparable sales on your property now. Expect a call or text shortly with your cash offer.
Need us sooner? Call 813-537-5202.
ClearHomeOffer buys houses across Tampa and the rest of Hillsborough County for cash, exactly as they sit today. Tampa is not a single housing market. It is a stack of them inside one set of city limits, running from 1910s and 1920s bungalows in Seminole Heights and Tampa Heights, to elevated waterfront blocks along Bayshore Boulevard, to 1950s concrete block homes in East Tampa and Sulphur Springs that have traded between investors for decades. A strategy that works for a renovated Hyde Park listing does almost nothing for an inherited bungalow with a pier foundation, a failing roof, and a garage that was enclosed without a permit.
That gap is why we are here. You do not repair anything, clear anything out, or pay a commission. We look at the house in its current condition, account for what it genuinely needs, and hand you a written cash number you are free to accept or decline. If it works for you, we close through a local Tampa title company in roughly a week, or later if you need more time to move. Call 813-537-5202 and tell us the address.
No repairs, no agents, no waiting on a buyer's mortgage to be approved.
Call 813-537-5202 or send the address through the form. It takes about a minute. We do not need photos, a walkthrough, or anything cleaned up first.
We review county records, recent comparable sales, and condition, then send a written no obligation offer, usually within 24 hours. We show you how we got the number.
Pick your closing date. We handle the title work and the paperwork through a reputable Central Florida title company, and you receive your funds by wire or check.
These are the situations we actually see in Tampa, not a generic list.
A vacant Seminole Heights or Tampa Heights bungalow deteriorates fast while probate runs, and restoration costs on a century old frame house climb quickly. We buy as-is and coordinate directly with the personal representative and the title company.
If your Palma Ceia or Ballast Point home sits low, predates current elevation rules, and would need to be raised or replaced, a retail listing turns into a long negotiation over teardown value. We price the land honestly and close without contingencies.
Block rentals held for decades usually need a full turnover between tenants, from cast iron repipes to a new roof for insurance. When the return no longer justifies another make-ready budget, selling as-is ends the cycle.
Enclosed carports, converted garages, and additions finished without inspection are everywhere in older Tampa. City code cases accrue daily fines and travel with the property, which stops financed buyers cold. We buy with the violation still open.
The oldest parts of Tampa carry the oldest problems. Seminole Heights, Tampa Heights, and Riverside Heights were platted before World War I, and the frame bungalows there often still sit on brick pier foundations that have settled unevenly over a century of wet and dry seasons. Original wood windows, cloth insulated wiring, and stray knob and tube remnants inside walls that were only partly rewired are all common. Several of these areas fall inside locally designated historic districts, including parts of Hyde Park and Ybor City, where exterior changes go through architectural review before a permit issues. That review protects the streetscape, and it also means a seller who wants to modernize a house before listing faces a longer and more expensive path than they expected.
South Tampa runs on different math. In Palma Ceia, Ballast Point, Davis Islands, and the blocks off Bayshore, elevation is the whole conversation. Low lying lots sit in mapped flood zones, older slab homes were built well before current base flood elevation requirements, and insurance and substantial improvement rules shape what anyone can legally do to the structure. In much of that area the land is worth more than the house standing on it, so buyers price the lot and treat the dwelling as something to remove. If you own an original 1950s ranch down there, you are usually not selling a house, you are selling a building site, and the offer reflects that.
North and east of downtown the picture changes again. East Tampa, Sulphur Springs, and Forest Hills filled in with concrete block ranches through the 1950s and 1960s. Those homes are structurally durable, but cast iron drain lines under the slab are at the end of their service life, terrazzo floors hide under layers of later vinyl and carpet, and ownership has churned through landlords and note holders. Open City of Tampa code cases, unpermitted additions, title clouds from old contracts for deed, and probate files at the Hillsborough County Clerk of Circuit Court all show up regularly. Those are precisely the files where a financed buyer disappears and a cash purchase is the simpler path.
Seminole Heights, Tampa Heights, Ybor City, Palma Ceia, Ballast Point, Hyde Park, Sulphur Springs, East Tampa, Riverside Heights, Port Tampa, Davis Islands, Forest Hills.
ZIP codes served: 33602, 33603, 33604, 33605, 33611, 33629
Drag to roughly what your house is worth. These are the costs that come out of a seller's proceeds on an ordinary listing, before anyone talks about repairs. You pay none of them with us.
Estimates, not a quote. Florida seller-side costs run roughly 6.25 to 9 percent of the sale price all in, and these use the conservative middle of that range. Repairs a buyer's inspection turns up are not counted above, and they are usually the bigger number. Our cash offer is below full retail price, which is how we cover the repairs and the resale. If your house is in good shape and you can wait sixty to ninety days, listing with a good agent will usually net you more, and we will tell you so.
Four questions, about thirty seconds. You get an offer range and, more useful than that, what you would walk away with either way. No email required to see it.
The street address is enough. We use it to pull the county record.
Add the address and we can keep going.
Pick the closest one. Be honest, it only changes the repair number, and a rougher house is not a problem for us.
Heated living area. A rough number is fine, and your county property appraiser lists it for free.
Your best guess. Think about what renovated houses on your street sold for, not what yours would fetch today.
How the offer is built. We start from the after-repair value, which is what your Tampa house would sell for once it is fully repaired and updated. We take 68 percent of that, then subtract what the repairs will actually cost. The remaining 32 percent covers our purchase costs, the holding costs while the house is being renovated, the resale costs on the back end, and our margin.
Your offer = (after-repair value × 68%) − repair costs
The repair figures we use. These are per square foot of heated living area, and they are the same numbers we use internally on Hillsborough County houses before we ever see the property:
| Move-in ready | $6 per square foot |
| Light cosmetics | $18 per square foot |
| Needs real repairs | $38 per square foot |
| Major work needed | $65 per square foot |
What listing costs a seller in Florida. Seller-side costs here run about 6.25 to 9 percent of the sale price all in. The comparison on this page uses the conservative middle of that: 5.5 percent agent commission, about 2 percent in documentary stamps, owner's title policy, settlement and lien search fees, and 3 months of taxes, insurance, utilities and upkeep at 0.25 percent of value per month while the house sits on the market. That is roughly 8.25 percent of the sale price, and it comes out of the seller's proceeds. On top of that, a seller listing a house that needs work usually has to spend the repair money first, because an appraiser flags the roof and the air conditioning and an inspection report prices the rest.
What we take on instead.
The honest caveat. If your home is in good condition, you have equity, and you can wait sixty to ninety days, listing with a good agent will usually net you more money than we will. We say that here and on every page of this site because it is true. Our offer is built for sellers who would rather have a closing date they can count on, no repair spending, and no cost of their own, than squeeze out the last few percent.
This is an estimate, not an offer. It is built entirely from numbers you typed in. A real offer comes after we pull the county record and the recent comparable sales near your property, and it can land higher or lower than this.
We check your numbers against the county record and recent sales nearby, then send a written offer, usually within 24 hours. No obligation, and we do not sell your information to anyone.
Each of these has its own guide covering how the process actually works in Hillsborough County, what your options are, and when selling to a cash buyer does and does not make sense.
You inherited a house you never planned to own, in a city you may not live in, full of belongings and bills that keep...
Read the guide →
The estate is open, the house sits empty, and the bills keep coming while you wait on a court calendar you do not...
Read the guide →
The lender filed suit, a lis pendens is recorded against your Tampa house, and you need to know how much time you...
Read the guide →
The daily fines keep running whether you fix the violation or not, and the lien attaches to the property, not just to...
Read the guide →
Neither of you wants to keep paying for a house you both moved out of, and neither of you trusts the other to manage a...
Read the guide →
The tenant stopped paying, stopped answering, or simply will not let anyone inside, and your rental has turned into a...
Read the guide →
Someone bought a tax certificate on your Tampa property, interest is compounding, and you need to understand the...
Read the guide →
The house is packed floor to ceiling, you cannot even get an agent through the front door, and the cleanout quote alone...
Read the guide →
The house is damaged, the insurance process is moving slower than your bills, and you are not sure you want to manage a...
Read the guide →
You know the house needs work, you are not going to do it, and you want a straight answer about what it is worth...
Read the guide →
The difference between our offer and a listing is not just the price. It is everything you do not have to do.
No agent commissions, no listing fees, no closing costs charged to you. The number we agree on is the number you receive at the table.
No repairs, no cleaning, no staging. Leave what you do not want. Roof, plumbing, electrical, and cosmetics are all our problem after closing.
Close in as little as 7 days if you need speed, or take 60 to 90 days if you need time to move. You pick the date, not us.
Probate, foreclosure, divorce, code violations, tenants, back taxes, fire damage. We have closed on all of it and none of it disqualifies you.
No mortgage approvals, no appraisal contingency, no financing that falls through two weeks in. Our offers are backed by cash on hand.
We work Tampa and the surrounding market specifically. You talk to the person actually making the offer, not a national lead broker reselling your information.
A cash offer is usually below full retail. What it buys you is certainty, speed, and no cost of your own. Here is the honest comparison.
| ClearHomeOffer | Traditional Agent | iBuyer | |
|---|---|---|---|
| Time to offer | 24 hours | Days to weeks | 3 to 5 days |
| Closing timeline | As fast as 7 days | 30 to 90 days | 14 to 60 days |
| Agent commissions | $0 | 5 to 6% of sale price | Varies |
| Repairs required | None, we buy as-is | Often required | Deducted from offer |
| Showings and open houses | Zero | Multiple required | One inspection |
| Financing contingency | None, all cash | Buyer financing risk | None |
| Who pays closing costs | We do | Typically the seller | Service fee 2 to 5% |
| Risk of the deal collapsing | Very low | Moderate | Low |
If your home is in good condition, you have equity, and you can wait 60 to 90 days, listing with a good agent will usually net you more money. We say that plainly because it is true. Our offer is built for sellers who value speed, certainty, and a zero cost, zero repair exit over squeezing out the last few percent.
We show you the math. If the number does not work for you, no hard feelings and no follow up pressure.
Our offer starts from the After Repair Value, which is what your Tampa home would sell for on the open market once it has been fully repaired and updated. We build that number from recent comparable sales near your property, then subtract what the repairs will actually cost and the margin that makes the purchase work for us.
Say your home would be worth $300,000 after a full renovation, and it needs roughly $40,000 of work.
$300,000 × 68% = $204,000, minus $40,000 in repairs, gives a $164,000 cash offer.
That remaining 32% covers our purchase costs, the holding and carrying costs while the property is being renovated, the resale costs on the back end, and our margin. You pay no commission, no closing costs, and nothing for repairs, so the offer is what you actually walk away with. Every property is different and the exact percentage moves with condition, location, and how much risk the property carries.
Most Tampa closings take about seven to fourteen days after you accept. Because we pay cash, there is no lender, no appraisal, and no underwriting to wait on. The real timing depends on the title search through the Hillsborough County Clerk of Circuit Court and on how quickly liens, code fines, or open permits surface. If you need more time to pack, we set the closing date around your schedule instead of ours.
No. Historic designation in areas like Hyde Park and Ybor City controls what you may change on the exterior, not whether you may sell. It matters to us mainly because it limits how a future renovation can be done, and we account for that in the number. You do not need to obtain any architectural review approval before selling to us, and you do not need to bring the house into any standard first.
Flood zone placement in Palma Ceia, Ballast Point, and the blocks near Bayshore affects insurance cost and what improvements are allowed on an older low lying structure. We buy in flood zones regularly and price accordingly. Pull your elevation information and flood zone from Hillsborough County resources before you compare offers, because that detail explains much of the difference between a land value number and a house value number.
No. Cast iron drain lines in 1950s and 1960s block homes in East Tampa and Forest Hills, and knob and tube remnants in the older Heights bungalows, are two of the most common reasons a financed buyer walks away or an insurer refuses a policy. We treat both as ordinary and build the repair into our offer, so you never pay for a repipe or a rewire.
Usually yes. Hillsborough County probate runs through the Thirteenth Judicial Circuit, and we close routinely once a personal representative has authority to sell. Recorded judgments, delinquent taxes owed to the Hillsborough County Tax Collector, and municipal liens are paid out of proceeds at the closing table. Bring us whatever paperwork you have and the title company pulls the rest of the record.
We would rather you check our numbers than take our word for it. These are the official records for your property.
Confirm your parcel's year built, square footage, lot size, and exemption status before comparing any offers.
Search recorded deeds, mortgages, judgments, and probate filings that have to clear before a sale can close.
Check delinquent property taxes and any tax certificates that have been sold against the address.
Look up open code enforcement cases, permit history, and unpermitted work flagged at your property.
Get a no-obligation cash offer in 24 hours. No repairs, no commissions, no showings. Close on the date you choose.