We buy St. Petersburg houses in any condition, flood damage included, with no repairs, no fees, a cash offer in 24 hours, and a fast closing.
No obligation. No cost. Takes 60 seconds.
We are pulling the county records and comparable sales on your property now. Expect a call or text shortly with your cash offer.
Need us sooner? Call 813-537-5202.
ClearHomeOffer buys houses throughout St. Petersburg and the rest of Pinellas County for cash, exactly as they sit today. St. Petersburg is not one housing market. It runs from 1920s frame bungalows on brick piers in the Historic Old Northeast and Historic Kenwood, to mid century concrete block ranches across the south side, to low lying waterfront blocks in Shore Acres and Riviera Bay where water has come up more than once. What a polished Snell Isle listing needs and what an inherited bungalow with a soft floor and a failing roof needs are not the same problem.
That gap is the reason we exist. You repair nothing, clean out nothing, and pay no commission. We look at the house in its current condition, account honestly for what it needs, and give you a written cash number you are free to accept or decline. If it works, we close through a local Pinellas title company in roughly a week, or later if you need more time to move out. Call 813-537-5202 and tell us the address.
No repairs, no agents, no waiting on a buyer's mortgage to be approved.
Call 813-537-5202 or send the address through the form. It takes about a minute. We do not need photos, a walkthrough, or anything cleaned up first.
We review county records, recent comparable sales, and condition, then send a written no obligation offer, usually within 24 hours. We show you how we got the number.
Pick your closing date. We handle the title work and the paperwork through a reputable Central Florida title company, and you receive your funds by wire or check.
These are the situations we actually see in St. Petersburg, not a generic list.
In Shore Acres, Riviera Bay, and other low blocks, repair estimates that reach half the structure's value generally trigger full elevation compliance. If that math does not work for you, we buy the house as it stands and take the problem on ourselves.
A vacant Old Northeast or Kenwood bungalow deteriorates quickly while probate runs, and restoring a century old frame house on piers gets expensive fast. We buy as-is and work directly with the personal representative and the title company.
Two St. Petersburg deal killers usually arrive together. A failing cast iron drain line under the slab and a roof past its insurable age will stop most financed buyers. We treat both as ordinary and build them into the offer instead.
Block rentals held for decades need a full make ready between tenants, from repipes to hurricane rated openings. When the next budget no longer justifies the return, selling as-is ends the cycle without another contractor bid.
St. Petersburg sits on a peninsula inside a peninsula, and elevation decides almost everything here. Shore Acres and Riviera Bay are the names people say first, because those neighborhoods have taken repeat storm surge and street flooding, and many of the slab homes there were built in the 1950s and 1960s well below today's base flood elevation requirements.
Once a home in a mapped special flood hazard area is damaged, the federal 50 percent rule generally comes into play: if the cost of repair, or of any substantial improvement, reaches or passes half the structure's value as the local floodplain administrator measures it, the whole house generally has to be brought up to current flood elevation standards rather than simply patched. In practice that can mean elevating or demolishing rather than repairing, and that single rule is why a large number of St. Petersburg owners decide to sell as-is instead of pouring money into a house that will never pencil out.
The older interior neighborhoods carry a different set of issues. Historic Old Northeast and Historic Kenwood were platted in the 1910s and 1920s, and the frame bungalows there often still rest on brick pier foundations that have settled unevenly through a century of wet and dry seasons.
Original wood windows, partial rewires with cloth insulated remnants in the walls, and additions finished without a permit are all common. Parts of Old Northeast and Kenwood sit inside locally designated historic districts, where exterior changes generally go through review before a permit issues. That protects the streetscape, and it also means the modernize before listing plan takes longer and costs more than most sellers assume.
City wide, cast iron sewer laterals are a well known St. Petersburg problem. Homes built before roughly the early 1970s were plumbed with cast iron drain lines that are now at the end of their service life, and failures under a slab show up as backups, sinkholes in the yard, and camera reports that end a financed sale on the spot.
Add a south side inventory of block ranches that have churned through investors and rentals, open code cases, probate files at the Pinellas County Clerk of the Circuit Court, and roofs too old for a carrier to insure, and you get exactly the kind of file where a mortgage buyer disappears and a cash purchase is the simpler path.
Historic Old Northeast, Historic Kenwood, Shore Acres, Riviera Bay, Crescent Lake, Euclid St. Paul, Allendale Terrace, Lakewood Estates, Childs Park, Snell Isle, Jungle Terrace, Greater Pinellas Point.
ZIP codes served: 33701, 33702, 33703, 33704, 33710, 33712
Drag to roughly what your house is worth. These are the costs that come out of a seller's proceeds on an ordinary listing, before anyone talks about repairs. You pay none of them with us.
Estimates, not a quote. Florida seller-side costs run roughly 6.25 to 9 percent of the sale price all in, and these use the conservative middle of that range. Repairs a buyer's inspection turns up are not counted above, and they are usually the bigger number. Our cash offer is below full retail price, which is how we cover the repairs and the resale. If your house is in good shape and you can wait sixty to ninety days, listing with a good agent will usually net you more, and we will tell you so.
Four questions, about thirty seconds. You get an offer range and, more useful than that, what you would walk away with either way. No email required to see it.
The street address is enough. We use it to pull the county record.
Add the address and we can keep going.
Pick the closest one. Be honest, it only changes the repair number, and a rougher house is not a problem for us.
Heated living area. A rough number is fine, and your county property appraiser lists it for free.
Your best guess. Think about what renovated houses on your street sold for, not what yours would fetch today.
How the offer is built. We start from the after-repair value, which is what your St. Petersburg house would sell for once it is fully repaired and updated. We take 68 percent of that, then subtract what the repairs will actually cost. The remaining 32 percent covers our purchase costs, the holding costs while the house is being renovated, the resale costs on the back end, and our margin.
Your offer = (after-repair value × 68%) − repair costs
The repair figures we use. These are per square foot of heated living area, and they are the same numbers we use internally on Pinellas County houses before we ever see the property:
| Move-in ready | $6 per square foot |
| Light cosmetics | $18 per square foot |
| Needs real repairs | $38 per square foot |
| Major work needed | $65 per square foot |
What listing costs a seller in Florida. Seller-side costs here run about 6.25 to 9 percent of the sale price all in. The comparison on this page uses the conservative middle of that: 5.5 percent agent commission, about 2 percent in documentary stamps, owner's title policy, settlement and lien search fees, and 3 months of taxes, insurance, utilities and upkeep at 0.25 percent of value per month while the house sits on the market. That is roughly 8.25 percent of the sale price, and it comes out of the seller's proceeds. On top of that, a seller listing a house that needs work usually has to spend the repair money first, because an appraiser flags the roof and the air conditioning and an inspection report prices the rest.
What we take on instead.
The honest caveat. If your home is in good condition, you have equity, and you can wait sixty to ninety days, listing with a good agent will usually net you more money than we will. We say that here and on every page of this site because it is true. Our offer is built for sellers who would rather have a closing date they can count on, no repair spending, and no cost of their own, than squeeze out the last few percent.
This is an estimate, not an offer. It is built entirely from numbers you typed in. A real offer comes after we pull the county record and the recent comparable sales near your property, and it can land higher or lower than this.
We check your numbers against the county record and recent sales nearby, then send a written offer, usually within 24 hours. No obligation, and we do not sell your information to anyone.
Each of these has its own guide covering how the process actually works in Pinellas County, what your options are, and when selling to a cash buyer does and does not make sense.
You inherited a house you never planned to own, in a city you may not live in, full of belongings and bills that keep...
Read the guide →
The estate is open, the house sits empty, and the bills keep coming while you wait on a court calendar you do not...
Read the guide →
The lender filed suit, a lis pendens is recorded against your St. Petersburg house, and you need to know how much time...
Read the guide →
The daily fines keep running whether you fix the violation or not, and the lien attaches to the property, not just to...
Read the guide →
Neither of you wants to keep paying for a house you both moved out of, and neither of you trusts the other to manage a...
Read the guide →
The tenant stopped paying, stopped answering, or simply will not let anyone inside, and your rental has turned into a...
Read the guide →
Someone bought a tax certificate on your St. Petersburg property, interest is compounding, and you need to understand...
Read the guide →
The house is packed floor to ceiling, you cannot even get an agent through the front door, and the cleanout quote alone...
Read the guide →
The house is damaged, the insurance process is moving slower than your bills, and you are not sure you want to manage a...
Read the guide →
You know the house needs work, you are not going to do it, and you want a straight answer about what it is worth...
Read the guide →
The difference between our offer and a listing is not just the price. It is everything you do not have to do.
No agent commissions, no listing fees, no closing costs charged to you. The number we agree on is the number you receive at the table.
No repairs, no cleaning, no staging. Leave what you do not want. Roof, plumbing, electrical, and cosmetics are all our problem after closing.
Close in as little as 7 days if you need speed, or take 60 to 90 days if you need time to move. You pick the date, not us.
Probate, foreclosure, divorce, code violations, tenants, back taxes, fire damage. We have closed on all of it and none of it disqualifies you.
No mortgage approvals, no appraisal contingency, no financing that falls through two weeks in. Our offers are backed by cash on hand.
We work St. Petersburg and the surrounding market specifically. You talk to the person actually making the offer, not a national lead broker reselling your information.
A cash offer is usually below full retail. What it buys you is certainty, speed, and no cost of your own. Here is the honest comparison.
| ClearHomeOffer | Traditional Agent | iBuyer | |
|---|---|---|---|
| Time to offer | 24 hours | Days to weeks | 3 to 5 days |
| Closing timeline | As fast as 7 days | 30 to 90 days | 14 to 60 days |
| Agent commissions | $0 | 5 to 6% of sale price | Varies |
| Repairs required | None, we buy as-is | Often required | Deducted from offer |
| Showings and open houses | Zero | Multiple required | One inspection |
| Financing contingency | None, all cash | Buyer financing risk | None |
| Who pays closing costs | We do | Typically the seller | Service fee 2 to 5% |
| Risk of the deal collapsing | Very low | Moderate | Low |
If your home is in good condition, you have equity, and you can wait 60 to 90 days, listing with a good agent will usually net you more money. We say that plainly because it is true. Our offer is built for sellers who value speed, certainty, and a zero cost, zero repair exit over squeezing out the last few percent.
The owners of this St. Petersburg house had decided two things before they ever called us. They were not going to list it, and they were not going to pay a commission to sell it. The house itself was in decent shape, just dated. It needed a new roof and a new air conditioning system, which is a pairing that tends to stop a financed retail buyer cold, because the appraiser flags both and the inspection report prices them at more than most sellers are willing to spend on a house they are leaving.
Two things had to be cleared before anyone could close. There was a lien on the property that had to be resolved, and an open permit on the house that had never been closed out and had to be finalized with the building department. Neither of those is unusual and neither is something a homeowner should have to project manage while also trying to move. We handled both, and we absorbed the time they took.
The part that mattered most to these owners was not the price. It was having somewhere to go. We closed 14 days from the signed contract, let them stay in the house for 21 days after closing, and covered their moving costs. They paid no commission, made no repairs, and did not spend a dollar on the roof or the air conditioning.
The honest caveat is the same one on every page of this site. If your home is in good condition, you have equity, and you can wait sixty to ninety days, listing with a good agent will usually net you more money. These owners traded that for a closing date they could count on, two title problems solved for them, and three extra weeks in the house while they found their next one.
We show you the math. If the number does not work for you, no hard feelings and no follow up pressure.
Our offer starts from the After Repair Value, which is what your St. Petersburg home would sell for on the open market once it has been fully repaired and updated. We build that number from recent comparable sales near your property, then subtract what the repairs will actually cost and the margin that makes the purchase work for us.
Say your home would be worth $300,000 after a full renovation, and it needs roughly $40,000 of work.
$300,000 × 68% = $204,000, minus $40,000 in repairs, gives a $164,000 cash offer.
That remaining 32% covers our purchase costs, the holding and carrying costs while the property is being renovated, the resale costs on the back end, and our margin. You pay no commission, no closing costs, and nothing for repairs, so the offer is what you actually walk away with. Every property is different and the exact percentage moves with condition, location, and how much risk the property carries.
Most closings here run about seven to fourteen days after you accept the offer. We pay cash, so there is no lender, no appraisal, and no underwriting delay. The real timing usually comes from the title search through the Pinellas County Clerk of the Circuit Court and from how quickly liens, code fines, or open permits surface. If you need longer to pack or to finish probate, we set the closing date around your schedule.
No. The rule generally governs what may be repaired or improved on a structure in a mapped flood zone, not whether you may sell it. If repair costs approach half the structure value as the floodplain administrator measures it, the home generally has to be brought up to current elevation standards, which is exactly why many Shore Acres and Riviera Bay owners sell as-is. We buy flood damaged houses and absorb that decision ourselves.
No. Cast iron laterals under slabs built before roughly the early 1970s are one of the most common reasons a St. Petersburg sale collapses after inspection. A camera report showing a collapsed line can end a financed contract in a day. We assume older St. Petersburg homes have aging cast iron, price it into the number, and never ask you to fund a repipe first.
No. Local historic designation in parts of the Historic Old Northeast and Historic Kenwood generally controls exterior alterations, not your right to sell. It matters to us only because it shapes how a future renovation can be done, and we account for that in the offer. You do not need architectural review approval to sell, and you do not need to bring anything up to a standard first.
Usually yes. Pinellas County probate runs through the Sixth Judicial Circuit, and we close routinely once a personal representative has authority to sell. Recorded judgments, delinquent taxes owed to the Pinellas County Tax Collector, and City of St. Petersburg code liens are generally paid from proceeds at the closing table. Bring whatever paperwork you have and the title company pulls the rest of the record.
We would rather you check our numbers than take our word for it. These are the official records for your property.
Confirm your parcel's year built, square footage, lot size, and exemption status before you compare any offers.
Search recorded deeds, mortgages, judgments, and probate filings that have to clear before a sale can close.
Check delinquent property taxes and any tax certificates sold against the address.
Look up flood zone information, permit history, and open code enforcement cases tied to your property.
Get a no-obligation cash offer in 24 hours. No repairs, no commissions, no showings. Close on the date you choose.