We buy Hillsborough County houses in any condition, with no repairs and no commissions, and we can deliver a written cash offer in 24 hours.
No obligation. No cost. Takes 60 seconds.
We are pulling the county records and comparable sales on your property now. Expect a call or text shortly with your cash offer.
Need us sooner? Call 813-537-5202.
ClearHomeOffer is based in the Tampa area and buys houses throughout Hillsborough County for cash, in whatever condition they are in. The county holds Tampa's urban core, where Seminole Heights, Ybor, West Tampa, and Sulphur Springs still have bungalows from a century ago. It also holds the enormous suburban ring that grew east and south through Brandon, Valrico, Riverview, and Apollo Beach, plus Lutz to the north and the agricultural east end around Plant City.
Each of those places brings its own reason a listing stalls. Urban bungalows fail inspections on wiring, plumbing, and foundation. South Tampa deals with elevation and flood insurance. Riverview and the newer south county subdivisions carry community development district assessments. Plant City brings acreage, wells, and outbuildings. We buy in all of them. You repair nothing, clean out nothing, and pay no commission or fee. We give you a written cash number and you decide. Call 813-537-5202 and tell us the address.
No repairs, no agents, no waiting on a buyer's mortgage to be approved.
Call 813-537-5202 or send the address through the form. It takes about a minute. We do not need photos, a walkthrough, or anything cleaned up first.
We review county records, recent comparable sales, and condition, then send a written no obligation offer, usually within 24 hours. We show you how we got the number.
Pick your closing date. We handle the title work and the paperwork through a reputable Central Florida title company, and you receive your funds by wire or check.
Low elevation neighborhoods around the bay face flood premiums, surge exposure, and rebuild rules that make repeated repair exhausting. We buy flood damaged houses in current condition so you are not rebuilding for the next storm.
Seminole Heights, West Tampa, and Ybor bungalows commonly need pier work, a rewire, and a repipe together. Financed buyers walk on those reports. We price the work in rather than asking you to complete it.
Community development district assessments ride on the tax bill in much of the newer south county growth. When the full monthly payment stops working, a cash sale avoids a string of financed buyers backing out.
Agricultural parcels bring wells, septic systems, barns, and unpermitted structures into the deal, and each one is a place a lender says no. We buy the land and the improvements together, exactly as they stand.
Tampa's oldest housing tells you where the city started. The bungalows and shotgun houses of Ybor City, West Tampa, Seminole Heights, Sulphur Springs, and Tampa Heights went up in the 1910s and 1920s around the cigar industry and the streetcar lines, built on wood pier foundations with heart pine framing, single wall or lath and plaster interiors, and original double hung windows. A century later the recurring findings are consistent: piers that have settled and taken the floors with them, sill and joist rot at the crawlspace, roof structures reframed in pieces, knob and tube remnants behind plaster, galvanized supply lines, and cast iron waste lines that have rusted through under the house. Many of those homes also carry additions and rear units that were built long before anyone pulled a permit, which means the recorded square footage and the actual house do not match.
South Tampa is a separate problem set. Neighborhoods around Bayshore, Palma Ceia, Ballast Point, Interbay, and Davis Islands sit at low elevation on and around the bay, so flood zone designation, base flood elevation, and storm surge exposure drive both insurance cost and what a buyer's lender will accept. Older slab and crawlspace houses in those areas frequently sit below current elevation expectations, and owners who have taken repeated water are often done rebuilding. Move inland and the story changes again. The suburban wave that built Brandon and Valrico through the 1970s, 1980s, and 1990s produced block ranches and two story tract homes whose roofs, air handlers, and polybutylene or early plastic supply piping are all reaching the end of the cycle at once, along with sinkhole and settlement claim history that appears in parts of the county.
The newest Hillsborough is south and east. Riverview, Gibsonton, Apollo Beach, and the corridor along Interstate 75 and US 301 grew fast, and much of that growth was financed through community development districts whose bond assessments ride on the annual tax bill for decades. Buyers see the total escrow payment and back out, which is why plenty of those sellers end up looking for cash. Plant City on the east end stays agricultural, with strawberry acreage, older farmhouses, mobile homes on land, private wells, and outbuildings that were never permitted. Across all of it, the pressures that push owners to sell as-is are the same: insurance that has become unaffordable or unobtainable, storm damage that was never repaired, estates moving through the courthouse in downtown Tampa, and repair lists long enough that no retail buyer will finance the house in its current state.
Tampa. We buy throughout Hillsborough County, including the cities listed below and the unincorporated areas between them.
Drag to roughly what your house is worth. These are the costs that come out of a seller's proceeds on an ordinary listing, before anyone talks about repairs. You pay none of them with us.
Estimates, not a quote. Florida seller-side costs run roughly 6.25 to 9 percent of the sale price all in, and these use the conservative middle of that range. Repairs a buyer's inspection turns up are not counted above, and they are usually the bigger number. Our cash offer is below full retail price, which is how we cover the repairs and the resale. If your house is in good shape and you can wait sixty to ninety days, listing with a good agent will usually net you more, and we will tell you so.
Four questions, about thirty seconds. You get an offer range and, more useful than that, what you would walk away with either way. No email required to see it.
The street address is enough. We use it to pull the county record.
Add the address and we can keep going.
Pick the closest one. Be honest, it only changes the repair number, and a rougher house is not a problem for us.
Heated living area. A rough number is fine, and your county property appraiser lists it for free.
Your best guess. Think about what renovated houses on your street sold for, not what yours would fetch today.
How the offer is built. We start from the after-repair value, which is what your Tampa house would sell for once it is fully repaired and updated. We take 68 percent of that, then subtract what the repairs will actually cost. The remaining 32 percent covers our purchase costs, the holding costs while the house is being renovated, the resale costs on the back end, and our margin.
Your offer = (after-repair value × 68%) − repair costs
The repair figures we use. These are per square foot of heated living area, and they are the same numbers we use internally on Hillsborough County houses before we ever see the property:
| Move-in ready | $6 per square foot |
| Light cosmetics | $18 per square foot |
| Needs real repairs | $38 per square foot |
| Major work needed | $65 per square foot |
What listing costs a seller in Florida. Seller-side costs here run about 6.25 to 9 percent of the sale price all in. The comparison on this page uses the conservative middle of that: 5.5 percent agent commission, about 2 percent in documentary stamps, owner's title policy, settlement and lien search fees, and 3 months of taxes, insurance, utilities and upkeep at 0.25 percent of value per month while the house sits on the market. That is roughly 8.25 percent of the sale price, and it comes out of the seller's proceeds. On top of that, a seller listing a house that needs work usually has to spend the repair money first, because an appraiser flags the roof and the air conditioning and an inspection report prices the rest.
What we take on instead.
The honest caveat. If your home is in good condition, you have equity, and you can wait sixty to ninety days, listing with a good agent will usually net you more money than we will. We say that here and on every page of this site because it is true. Our offer is built for sellers who would rather have a closing date they can count on, no repair spending, and no cost of their own, than squeeze out the last few percent.
This is an estimate, not an offer. It is built entirely from numbers you typed in. A real offer comes after we pull the county record and the recent comparable sales near your property, and it can land higher or lower than this.
We check your numbers against the county record and recent sales nearby, then send a written offer, usually within 24 hours. No obligation, and we do not sell your information to anyone.
Each city page covers the local housing stock and the problems specific to that market.
Each of these has its own guide covering how the process actually works in Hillsborough County, what your options are, and when selling to a cash buyer does and does not make sense.
You inherited a house you never planned to own, in a city you may not live in, full of belongings and bills that keep...
Read the guide →
The estate is open, the house sits empty, and the bills keep coming while you wait on a court calendar you do not...
Read the guide →
The lender filed suit, a lis pendens is recorded against your Hillsborough County house, and you need to know how much...
Read the guide →
The daily fines keep running whether you fix the violation or not, and the lien attaches to the property, not just to...
Read the guide →
Neither of you wants to keep paying for a house you both moved out of, and neither of you trusts the other to manage a...
Read the guide →
The tenant stopped paying, stopped answering, or simply will not let anyone inside, and your rental has turned into a...
Read the guide →
Someone bought a tax certificate on your Hillsborough County property, interest is compounding, and you need to...
Read the guide →
The house is packed floor to ceiling, you cannot even get an agent through the front door, and the cleanout quote alone...
Read the guide →
The house is damaged, the insurance process is moving slower than your bills, and you are not sure you want to manage a...
Read the guide →
You know the house needs work, you are not going to do it, and you want a straight answer about what it is worth...
Read the guide →
A cash offer is usually below full retail. What it buys you is certainty, speed, and no cost of your own. Here is the honest comparison.
| ClearHomeOffer | Traditional Agent | iBuyer | |
|---|---|---|---|
| Time to offer | 24 hours | Days to weeks | 3 to 5 days |
| Closing timeline | As fast as 7 days | 30 to 90 days | 14 to 60 days |
| Agent commissions | $0 | 5 to 6% of sale price | Varies |
| Repairs required | None, we buy as-is | Often required | Deducted from offer |
| Showings and open houses | Zero | Multiple required | One inspection |
| Financing contingency | None, all cash | Buyer financing risk | None |
| Who pays closing costs | We do | Typically the seller | Service fee 2 to 5% |
| Risk of the deal collapsing | Very low | Moderate | Low |
If your home is in good condition, you have equity, and you can wait 60 to 90 days, listing with a good agent will usually net you more money. We say that plainly because it is true. Our offer is built for sellers who value speed, certainty, and a zero cost, zero repair exit over squeezing out the last few percent.
Most closings here run about seven to fourteen days after acceptance. We pay cash, so no lender, appraisal, or underwriting is involved. The pace comes from title work through the Hillsborough County Clerk of Circuit Court official records, where liens, judgments, and probate filings surface. We are local to Tampa, so we can see the property quickly, and if you need extra time to move we set the date around you.
The Hillsborough County Property Appraiser at hcpafl.org lists year built, heated square footage, lot size, sales history, and exemptions. Assessed value is a tax figure and not a market price. Use it to confirm the physical facts, including whether the recorded square footage matches the house, then compare our cash offer against what a listing would net after repairs, commissions, and carrying costs.
Yes. Unrepaired flood and storm damage is one of the most common reasons a Hillsborough listing collapses, especially in low lying South Tampa and along the bay. We buy houses with water damage, tarped roofs, and open insurance claims. Tell us about any claim proceeds already received so the contract handles them correctly at closing.
No. Older Tampa neighborhoods are full of rear units, enclosed porches, and additions that never received a final inspection, and county or city code cases attach to the property. Those are generally resolved through the closing rather than beforehand. We buy with the work in place and take on the permitting question ourselves afterward.
In most cases yes. Delinquent taxes owed to the Hillsborough County Tax Collector, sold tax certificates, recorded judgments, and mortgage payoffs are handled from the proceeds at closing. CDD assessments generally stay with the property on the tax bill. For estates, we typically close once the personal representative has authority to sell through the probate file.
We would rather you check our numbers than take our word for it. These are the official records for your property.
Confirm year built, square footage, lot size, and exemption status for your parcel before comparing offers.
Search official records and court files for probate, foreclosure, liens, and judgments tied to the property.
Check delinquent property taxes, CDD assessments on the bill, and any sold tax certificates.
Get a no-obligation cash offer in 24 hours. No repairs, no commissions, no showings. Close on the date you choose.